CashCat
Say Goodbye to Guesswork
The free budgeting app that stops you worrying about money, no matter your situation.
Why CashCat?
Budget For Free
No hidden fees, no free trial. CashCat is built to be accessible to everyone who wants better financial control.*Core budgeting features always free, small fee may apply to optional bank syncing
All Your Accounts in One Place
Track spending across multiple bank accounts, credit cards, and cash. Get a complete picture of your finances without switching between apps.
Real-Time Budget Tracking
See instantly how much you can spend in each category. Watch your available money update as you log purchases throughout the day.
Say Hello to Control
Take Control of Every Penny
Assign every penny a purpose before you spend it. You'll know exactly where your money is going with zero-based budgeting principles.
Build Better Money Habits
Transform impulse spending into conscious decisions. Making yourself log each purchase becomes an intentional choice aligned with your goals.
What is Zero-Based Budgeting?
Income - Assigned Money = 0
Assign every penny a purpose before you spend it - savings, shopping, bills, paying off debt. Instead of tracking where your money went, you decide where it's going. Never wonder "where did my money go?" again.
Common Questions
"I've tried budgeting before and failed. How is this different?"
Traditional budgets fail because they're based on estimates. Zero-based budgeting uses your actual money right now. You're not guessing what you'll spend - you're deciding what each penny will do before you spend it.
"Can I really track multiple bank accounts in one place?"
Absolutely! Add as many accounts as you need - checking, savings, credit cards, cash. See your complete financial picture and track spending across all accounts from one dashboard.
"This sounds complicated. How much time does it take?"
Initial setup: 15-20 minutes. Daily use: 2 minutes to log purchases and check your budget. The time you save not worrying about money and the clarity you gain makes it completely worth it.
"Is CashCat really free? What's the catch?"
Every core budgeting feature is completely free! Optional bank syncing has a small fee to cover third-party banking costs - we're not trying to profit from this feature, but we need to cover our costs.
"What if I have irregular income?"
CashCat is perfect for irregular income! Budget only the money you have right now. When new money comes in, assign it then. No more stress about traditional monthly budgets that don't fit your reality.
Join Users Taking Control
CashCat is built by people who actually use zero-based budgeting daily. We understand the frustrations with other tools and are building something better.
Early Access Program
CashCat is in early access. Core budgeting features work great, with new features being added regularly. Join now to help shape the future of personal finance tools!
Coming Soon
CSV Imports and Exports
Importing and exporting transactions (e.g. from bank statements)
Bank Integration
Optional automatic transaction syncing (for a small fee to cover our costs)
Shared Budgets
Share your budgets with friends, family, or roommates!
Native Mobile App
Budget on-the-go with native iOS and Android apps (don't worry, the webapp already works perfectly on mobile!)
High priority featuresOn the roadmap
Built with ❤️ for people who want to take control of their money